$319,900
1190 SUMMER SPRINGS Drive, Middleburg, FL 32068
Summerbrook
- Price
- $319,900
- Beds / Baths
- 4 / 2
- Living area
- 1,919 sqft
- Year built
- 2005
- Type
- Residential
- Lot
- 0.14 ac
- Garage
- 2
- HOA
- $27/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 97
- Elementary
- Coppergate
- Middle
- Wilkinson
- High school
- Ridgeview
Buyers Financing fell through! Welcome to this beautifully maintained 4-bedroom, 2-bathroom nestled in the heart of Middleburg offering 1,919 square feet of thoughtfully designed living space. Step inside to discover a spacious and inviting floor plan ideal for both everyday living and entertaining. The expansive owner's suite serves as a private retreat, complete with 2 walk-in closets and a beautifully appointed en-suite bathroom featuring a relaxing garden tub and a recently renovated walk-in shower. Unwind and take in peaceful pond views from the open patio--an ideal setting for morning coffee or evening relaxation. The fully fenced backyard offers privacy and plenty of space for pets, play, or outdoor gatherings. Perfectly situated near Ascension St. Vincent's Clay County, this home also offers a convenient commute to Naval Air Station Jacksonville and Cecil Field. Enjoy proximity to shopping, dining, and everyday essentials, all while residing in a quiet, established community.
What to check on this one
- Verify actual flood zone via FEMA map—critical for insurance and resale in Clay County.
- Get roof inspection report; 2005 home at 19 years, approaching insurer red-flag age.
- Request 4-point inspection (roof, HVAC, plumbing, electrical) and wind-mitigation report.
- Confirm HOA $27/mo covers what; request financials and any pending assessments.
- Review recent renovation permits and contractor warranties for shower, HVAC, or major systems.
- Verify septic vs. municipal sewer; if septic, request service/pump history.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $255,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of GETMOREOFFERS. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 8:54 PM.
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