Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$600,000

1301 1ST Street S 103, Jacksonville Beach, FL 32250

Ocean 14

Price
$600,000
Beds / Baths
2 / 2
Living area
1,062 sqft
Year built
1976
Type
Condo
Lot
Garage
0
HOA
$1,546/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
147

Coastal lifestyle in this ground floor 2 bed, 2 bath oceanfront condo located in the south end of Jacksonville Bch. A combination of practical luxury, charm and convenience. 1 of only 72 assigned garage spaces included, and dedicated storage unit, perfect for housing surfboards, bikes, and beach gear. Enjoy the oceanfront pool with close proximity to a beach walkover. Ground floor with secured access or enter through lobby. Additional surface parking. 1st floor unit

What to check on this one

  • Verify condo SIRS report and milestone inspection status (1976 building, ~50 yrs old).
  • Request HOA docs: reserve funding, insurance coverage, rental restrictions, special assessments pending.
  • Obtain flood elevation certificate and confirm flood insurance requirement/cost.
  • Confirm roof age, last replacement date, and current insurance carrier acceptance.
  • Review garage deed, parking assignment, storage unit lease terms, and transferability.
  • Verify oceanfront seawall/structural condition and any pending HOA capital projects.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,113/mo
Property tax (1.1% eff., Duval Co.)$550/mo
Homeowners insurance (est.)$350/mo
HOA$1,546/mo
All-in monthly (est.)$5,559/mo

Loan $480,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SIGNAL REAL ESTATE INC. Data via realMLS (Northeast Florida MLS), updated Aug 15, 2026, 4:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.