Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$255,000

12473 SW 79TH Avenue, Starke, FL 32091, Starke, FL 32091

Rural

Price
$255,000
Beds / Baths
4 / 2
Living area
1,475 sqft
Year built
2026
Type
Residential
Lot
1.03 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Bradford
Days on market
158
Middle
Bradford
High school
Bradford

$173/sqft asking, vs a $178/sqft median across 122 closed sales in 32091 over the last 12 months — 3% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Seller is offering 3% TOWARDS BUYERS CLOSING COSTS/FEES. Home does qualify for 100% financing USDA Loan (NO DOWN PAYMENT) and a 2-1 BUY DOWN PROGRAM. Welcome to this BRAND NEW Clayton Homes manufactured home (Boone floor plan), situated on a 1 ACRE lot and offering a functional layout with room to spread out. Featuring 4 bedrooms, 2 bathrooms, and 1,475 square feet of living space, this home includes an open concept design with a split floor plan for added privacy. The kitchen features a center island and breakfast bar, ideal for everyday living and entertaining. A flex space provides additional versatility, perfect for a home office or extra storage. The primary suite includes dual sinks, a walk in shower, and a spacious layout designed for comfort. Enjoy the benefits of new construction along with outdoor space to make your own.

What to check on this one

  • Verify manufactured home foundation type and tie-downs meet Florida wind code.
  • Confirm USDA loan eligibility and pre-approval timeline with lender.
  • Check actual flood zone designation and obtain elevation certificate if needed.
  • Review Clayton Homes warranty coverage terms and transferability to buyer.
  • Verify lot ownership—fee simple or leasehold—and any land lease terms.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,323/mo
Property tax (1.1% eff., Bradford Co.)$234/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,849/mo

Loan $204,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 8:16 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.