Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,000

43 FORRESTAL Circle N, Atlantic Beach, FL 32233

Atlantic Beach Villa

Price
$399,000
Beds / Baths
2 / 2
Living area
1,355 sqft
Year built
1961
Type
Residential
Lot
0.21 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
123

Rare Atlantic Beach Opportunity! Tucked away on a quiet cul-de-sac in highly desirable Atlantic Beach, this 2-bedroom, 1.5-bath home offers 1,355 sq ft of comfortable living just a 5-minute bike ride to the ocean. Enjoy easy access to local shops, restaurants, and nightlife, plus a quick commute to Mayport Naval Base. The home sits on a spacious and fully fenced .21-acre lot with lush landscaping, a peaceful fish pond, mature fruit and palm trees, a shed, a separate workshop with electric plus a covered carport--plenty of room to relax, create, or expand. Inside, you'll find a brand new HVAC system, wood burning fireplace and a flexible layout that can easily be converted back to a third bedroom. A great opportunity to settle into the beach lifestyle with space to make it your own. Come see this amazing opportunity today!

What to check on this one

  • Confirm roof age and get 4-point inspection quote—home is 65 years old
  • Verify flood zone designation and obtain elevation certificate if in AE/VE
  • Inspect plumbing type; homes from 1961 often have cast-iron or outdated materials
  • Request HVAC warranty details on new system installation and contractor info
  • Verify septic system vs. municipal sewer and request service records if applicable
  • Walk property lines and confirm shed/workshop structure permits and setback compliance

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,070/mo
Property tax (1.1% eff., Duval Co.)$366/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,728/mo

Loan $319,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SELLSTATE JAX REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 28, 2026, 4:46 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.