$439,900
3704 NE ROCKY FORD Road, Madison, FL 32340
**verifying Subd**
- Price
- $439,900
- Beds / Baths
- 5 / 3
- Living area
- 3,452 sqft
- Year built
- 2010
- Type
- Residential
- Lot
- 1.02 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Madison
- Days on market
- 159
- Elementary
- Other
- Middle
- Other
- High school
- Other
Sitting upon a full acre this west facing 15-year young 5 BR, 3BA home, features timeless architecture with the white fluted columns at the entry. The welcoming 2 story foyer with centered staircase leads up to 4 spacious bedrooms and a full bathroom, all with hardwood flooring. The owner's suite is conveniently located on the first level and placed on the south side of the home. The main level features a dining room, large eat in kitchen, living room, and a bonus room providing plenty of space for gathering. The Seller is motivated and looking for quick closing property is now vacant and has been emptied. Easy to See with your Realtor.
What to check on this one
- Verify roof age and condition; 16-year-old roof may need replacement or inspection soon.
- Get flood zone designation and elevation certificate from county—listing shows 'unknown'.
- Request 4-point inspection report (roof, plumbing, electrical, HVAC) for insurance underwriting.
- Confirm pool maintenance records and current equipment condition before closing.
- Verify septic system service history and tank capacity for 5-bedroom home.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $351,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 9:10 PM.
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