Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$405,000

475 CASA SEVILLA Avenue, St. Augustine, FL 32092, St. Augustine, FL 32092

Sevilla

Price
$405,000
Beds / Baths
4 / 2
Living area
2,143 sqft
Year built
2008
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$81/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
159
Elementary
Mill Creek Academy
Middle
Mill Creek Academy
High school
Tocoi Creek

$189/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 8% below the area's closed prices. Condition and lot vary; that's what a showing is for.

NEW HVAC INSTALLED JULY 2026! Welcome to this beautifully maintained 4-bedroom, 2-bath home in Sevilla at World Commerce Center. The open floor plan features vaulted ceilings and tile flooring throughout the main living areas, creating a bright and inviting space. The well-appointed kitchen offers granite countertops, tile backsplash, 42-inch cabinetry, and stainless-steel appliances. The spacious owner's suite boasts a double tray ceiling and private bath with soaking tub and walk-in shower. Enjoy peaceful pond views from the screened lanai. HOA includes irrigation water. Move-in ready and ideally located near top-rated schools, shopping, dining, golf, I-95, historic St. Augustine, and area beaches.

What to check on this one

  • Verify exact flood zone and elevation certificate for CDD/insurance requirements
  • Confirm CDD bond payoff amount and remaining assessment schedule
  • Review HOA docs for rental restrictions and amenities coverage scope
  • Get roof age/inspection report; home is 18 years old
  • Verify new HVAC install date July 2026 and warranty details

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,101/mo
Property tax (1.1% eff., St. Johns Co.)$371/mo
Homeowners insurance (est.)$292/mo
HOA$81/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,012/mo

Loan $324,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DAVIDSON REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.