$545,000
2060 CORNELL Road, Middleburg, FL 32068, Middleburg, FL 32068
Black Creek Hills
- Price
- $545,000
- Beds / Baths
- 3 / 2
- Living area
- 1,673 sqft
- Year built
- 1979
- Type
- Residential
- Lot
- 0.32 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 159
$326/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 80% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Motivated seller is offering $5,000 in concessions for closing costs or rate buy down!!! New Price, New Roof, New HVAC! Waterfront living on navigable Black Creek. This 3-bedroom 2-bathroom home offers direct water access with a private dock. Perfect for fishing, boating, or relaxing right from your backyard. Enjoy venturing to the ocean, near-by Springs, and waterfront restaurants for the ultimate Florida Boater Lifestyle. The property features a spacious lot with room to enjoy outdoor living and take in peaceful water views. Conveniently located just minutes from downtown Middleburg with access to shopping, dining, and everyday essentials. Easy access to the First Coast Expressway (23) makes commuting simple. Whether you're looking for a full-time residence or a weekend retreat this waterfront property offers a unique opportunity to enjoy life on the water. Bring the fun!!!
What to check on this one
- Verify roof installation date and warranty details—new roof claim must be documented.
- Obtain flood zone designation from FEMA; Black Creek waterfront may trigger AE/VE zone.
- If AE/VE flood zone, request elevation certificate and confirm flood insurance requirements.
- Inspect dock condition, permits, and maintenance responsibility—private dock structure durability critical.
- Confirm HVAC installation date, warranty, and system specifications in writing.
- Review septic system service records and well water test results if applicable.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $436,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 3:36 PM.
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