$529,500
95154 CORNFLOWER Drive, Fernandina Beach, FL 32034
Amelia Concourse
- Price
- $529,500
- Beds / Baths
- 5 / 4
- Living area
- 2,876 sqft
- Year built
- 2022
- Type
- Residential
- Lot
- 0.21 ac
- Garage
- 3
- HOA
- $11/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 157
Rare opportunity to assume the seller's existing 4.375% mortgage (subject to lender approval), offering qualified buyers a unique financing advantage in today's market. Built in 2022, this 5BR/4BA home with a dedicated office offers nearly 2,900 SF of flexible living space designed for today's lifestyle. The open-concept floor plan features a spacious kitchen with quartz countertops, a large island, gas cooktop, double ovens, walk-in pantry, and seamless flow into the dining and living areas. A first-floor bedroom and full bath provide ideal space for guests, multigenerational living, or a home office. Situated on an oversized preserve homesite with an adjacent utility easement for added privacy, enjoy peaceful views from the screened lanai. Community pool and playground. Conveniently located just minutes from Amelia Island, historic downtown Fernandina Beach, Kings Bay, Jacksonville, shopping, dining, and JAX Airport. Residents enjoy community amenities including a pool and playground, all just a short drive to the beach, shopping, dining, Jacksonville, and Kings Bay. This home offers comfort, flexibility, and a convenient location. Schedule your showing today!
What to check on this one
- Confirm flood zone designation and obtain elevation certificate if in AE/VE.
- Verify CDD bond payoff amount and remaining assessment obligations.
- Review HOA documents for rental restrictions and lease transfer rules.
- Obtain 4-point inspection and wind-mitigation report (2022 build may qualify for discounts).
- Confirm mortgage assumption terms, lender approval process, and rate lock timeline.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $423,600 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 6:30 PM.
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