Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$546,000

192 HOLLY CREEK Drive, St. Johns, FL 32259

Rivertown Forest

Price
$546,000
Beds / Baths
3 / 3
Living area
2,273 sqft
Year built
2026
Type
Residential
Lot
Garage
3
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
97

Lot 59 - The Saratoga floorplan is an impressive design blending vast living space with utmost comfort. The Great Room is central to the layout and overlooks the patio area while connecting to the spacious, light-filled dining nook and designer kitchen. The flex room offers additional living space for your preferred purpose. The luxurious owner's suite boasts a huge walk-in closet and private bath. Bedrooms 2 and 3 share a full bath. Bedroom 3 also has its own walk-in closet. RIVERTOWN is a master-planned community along the scenic St. Johns River, offering trails, lakefront parks, and preserve views. With resort-style amenities focused on fitness, fun, and connection, RiverTown brings Florida living to life.

What to check on this one

  • Verify CDD bond payoff amount and remaining assessment schedule.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Request builder warranty details and transferability to next owner.
  • Review final HOA/CDD documents and amenity access terms.
  • Inspect new construction punch list and builder responsiveness timeline.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,833/mo
Property tax (1.1% eff., St. Johns Co.)$501/mo
Homeowners insurance (est.)$319/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,824/mo

Loan $436,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Jun 30, 2026, 6:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.