Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$449,000

318 BEDFORD Terrace, St. Augustine, FL 32092, St. Augustine, FL 32092

Silverleaf

Price
$449,000
Beds / Baths
3 / 2
Living area
1,746 sqft
Year built
2026
Type
Residential
Lot
0.12 ac
Garage
2
HOA
$100/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
162

$257/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 25% above the area's closed prices. Condition and lot vary; that's what a showing is for.

New Toll Brothers home, ready now! Step inside and feel the difference, thoughtfully curated designer finishes and an open concept layout that simply flows. Luxury vinyl plank flooring carries you through the main living areas into a sun filled great room that connects seamlessly to the gourmet kitchen, complete with quartz countertops, dovetail/soft close cabinetry and stainless steel appliances. The primary suite is a true retreat, a spa inspired bath and walk in closet that make every morning and evening feel intentional. Two additional bedrooms offer the space and flexibility your lifestyle calls for. Step out to the covered lanai and let the Florida air do the rest. This is the quality and craftsmanship Toll Brothers is known for, in one of St. Augustine's most sought after communities. With no CDD fees and access to SilverLeaf's resort style amenities and future private amenities, schedule your private tour today!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Confirm HOA $100/mo covers what; request SilverLeaf CC&Rs and amenity master plan.
  • Get builder warranty details, transferability, and any remaining coverage periods.
  • Confirm all appliances, countertops, and flooring are builder-included, not upgrades.
  • Verify builder has closed all construction liens and title is clear to convey.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,330/mo
Property tax (1.1% eff., St. Johns Co.)$412/mo
Homeowners insurance (est.)$292/mo
HOA$100/mo
All-in monthly (est.)$3,134/mo

Loan $359,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of JACKSONVILLE TBI REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 6:33 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.