Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,135,000

431 PALM CREST Drive, Ponte Vedra, FL 32081

Palm Crest At Nocatee

Price
$1,135,000
Beds / Baths
4 / 3
Living area
2,565 sqft
Year built
2024
Type
Residential
Lot
0.27 ac
Garage
3
HOA
$106/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
159

$443/sqft asking, vs a $280/sqft median across 1,361 closed sales in 32081 over the last 12 months — 58% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 431 Palm Crest Drive, a beautifully appointed ICI Homes Costa Mesa floor plan in the highly sought-after Palm Crest community of Nocatee. This home showcases exceptional upgrades, quality finishes, and thoughtful details throughout. From the moment you step inside, you'll notice the expansive feel created by large-format tile flooring throughout, dramatic custom light fixtures, and a striking accent wall in the dining room. Natural light fills the home, complemented by high-efficiency DC fans that enhance comfort in every room. The kitchen is a true focal point, featuring premium countertops, a custom tile backsplash that extends to the ceiling, double-stacked cabinetry with glass display and lighting, under-cabinet lighting, pull-out shelving, a Kohler composite sink, and upgraded LG appliances including a combo microwave/oven with air fryer functionality. The nearby laundry room is equally impressive, offering built-in cabinetry, a sink, and front-load LG washer and dryer. The primary suite provides a relaxing retreat with a custom closet organization system and a beautifully finished bathroom featuring full-height tile, niches, and a custom walk-in shower with dual shower heads and a bench. Additional bathrooms continue the elevated finishes with floor-to-ceiling tile and upgraded details. A pocket door creates a private guest suite with direct access to the lanai, ideal for visitors or extended stays. Everyday convenience is enhanced with a custom built-in mudroom bench, while smart features such as a front door lock, doorbell, and lanai camera add ease and security. Outdoor living is just as impressive, with a heated pool, full screen enclosure, and extended lanai with a privacy wall. The built-in summer kitchen includes a Blaze gas grill, sink, and refrigerator, perfect for entertaining. The backyard is further enhanced with low-voltage landscape lighting, a drip irrigation system, and a Rachio smart irrigation controller. Additional features include a whole-house water filtration and softener system, EV charging outlet, upgraded attic insulation, a utility sink in the garage, and a relocated AC compressor positioned with the pool equipment for reduced noise. Located in one of Nocatee's premier neighborhoods, this home offers convenient access to top-rated schools, scenic trails, and world-class amenities, all just minutes from shopping, dining, and the beach. 431 Palm Crest Drive is a standout home with extensive upgrades and exceptional attention to detail throughout.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm CDD bond payoff amount and remaining assessment term.
  • Request HOA architectural guidelines and short-term rental policy in writing.
  • Inspect new construction warranty details and builder punch-list completion.
  • Verify pool equipment warranty and annual maintenance cost estimates.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,889/mo
Property tax (1.1% eff., St. Johns Co.)$1,040/mo
Homeowners insurance (est.)$662/mo
HOA$106/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$7,864/mo

Loan $908,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COMPASS FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 7:26 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.