Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$359,990

398 CHERRY ELM Drive, St. Augustine, FL 32092

Cherry Elm Townhomes

Price
$359,990
Beds / Baths
3 / 3
Living area
1,927 sqft
Year built
2026
Type
Townhouse
Lot
Garage
2
HOA
$134/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
126
Elementary
Magnolia Oaks Academy
Middle
Magnolia Oaks Academy
High school
Tocoi Creek

What's Special: Covered Lanai | Loft | Extra Garage Storage | Oversized Pantry. New Construction - Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Bellflower at 398 Cherry Elm Drive in Cherry Elm at Silverleaf! From the front porch, you step into the heart of this charming new townhome where the great room, dining area, and open kitchen flow together around a large island with quartz countertops. The first level also includes a convenient half bath, a two-car garage, and an outdoor lanai that extends your living space. Upstairs, a spacious loft connects two secondary bedrooms that share a full bathroom and a private primary suite with an en-suite bath and a walk-in closet. The laundry area is thoughtfully placed upstairs for everyday ease. Ample storage throughout the home includes a walk-in pantry along with coat and linen closets. Located in St. Johns County, this community offers access to top-rated schools and low-maintenance, master-planned living with lawn care and exterior upkeep included. Enjoy pools, pickleball, tennis, walking trails, and a planned 1.6-acre amenity area. Nearby Trout Creek offers river access and parks. You'll also have quick connectivity to I-95, CR-16, CR-210, and I-295, with future roadway expansions planned. Additional Highlights Include: Ring system and Moen faucets. Photos are for representative purposes only. MLS#2136528

What to check on this one

  • Verify actual move-in date and builder warranty coverage details.
  • Confirm HOA $134/mo includes lawn/exterior maintenance as stated.
  • Get flood zone designation and elevation certificate for final underwriting.
  • Review HOA documents for rental restrictions and transfer requirements.
  • Confirm builder has completed all punch-list items before closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,868/mo
Property tax (1.1% eff., St. Johns Co.)$330/mo
Homeowners insurance (est.)$292/mo
HOA$134/mo
All-in monthly (est.)$2,624/mo

Loan $287,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TAYLOR MORRISON REALTY OF FLA. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 1:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.