Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$285,000

150 CALLE EL JARDIN 201, St. Augustine, FL 32095, St. Augustine, FL 32095

Palencia

Price
$285,000
Beds / Baths
3 / 2
Living area
1,383 sqft
Year built
2005
Type
Condo
Lot
Garage
0
HOA
$214/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
162

$206/sqft asking, vs a $168/sqft median across 49 closed sales in 32095 over the last 12 months — 23% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautifully updated 3-bedroom, 2-bath condo located in the highly desirable Palencia community! This well-maintained unit features concrete block construction and a functional split-bedroom floor plan, offering both privacy and comfort. The interior has been thoughtfully updated with new stainless steel appliances (refrigerator, stove, dishwasher, and microwave) just 2 years ago, along with refinished cabinets, fresh interior paint, and an upgraded primary shower with new tile and a seamless glass enclosure. Flooring includes new tile in the wet areas, luxury vinyl plank in the main living spaces, and new carpet in the bedrooms. Additional improvements include a newer washing machine and a refreshed screened porch. Enjoy all that Palencia has to offer, including resort-style amenities, a golf course, and the convenience of nearby shopping and dining within walking distance. This move-in-ready condo offers low-maintenance living in one of the area's most sought-after communities.

What to check on this one

  • Obtain condo milestone inspection report and SIRS status from HOA
  • Request HOA financials, reserve study, and any pending special assessments
  • Verify flood zone designation and obtain elevation certificate if in AE/VE
  • Confirm CDD bond payoff amount and remaining assessment obligation
  • Review condo declaration for rental restrictions and lease-transfer rules
  • Verify roof age and obtain 4-point inspection for insurance approval

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,479/mo
Property tax (1.1% eff., St. Johns Co.)$261/mo
Homeowners insurance (est.)$292/mo
HOA$214/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,413/mo

Loan $228,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of GAILEY ENTERPRISES LLC. Data via realMLS (Northeast Florida MLS), updated Jun 2, 2026, 2:44 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.