Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$455,000

66 VILLAGE DEL LAGO Circle, St. Augustine Beach, FL 32080

Ocean Gallery Condo

Price
$455,000
Beds / Baths
2 / 2
Living area
1,098 sqft
Year built
1982
Type
Condo
Lot
Garage
0
HOA
$640/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
162
Elementary
W. D. Hartley
Middle
Gamble Rogers
High school
Pedro Menendez

$414/sqft asking, vs a $373/sqft median across 324 closed sales in 32080 over the last 12 months — 11% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Nestled within St. Augustine's sought-after Ocean Gallery community, 66 Village Del Lago Circle offers an inviting blend of coastal charm, comfort, and convenience. Just moments from the beach, this well-maintained residence is filled with natural light and a bright, relaxed atmosphere. Thoughtful updates enhance coastal living. At the heart of the home is a beautifully transformed kitchen with sleek, contemporary finishes, complemented by a thoughtfully redesigned second-floor guest bathroom. A beautifully positioned patio with desirable southern exposure extends the living space outdoors, creating an inviting setting for morning coffee or evening entertaining. Ocean Gallery offers resort-style amenities, including tennis, pickleball, shuffleboard, racquetball, and a heated indoor/outdoor pool. Flexible leasing options, from short-term vacation rentals to annual leases, provide added versatility. Ideal as a full-time residence, beach getaway, or income-producing investment.

What to check on this one

  • Obtain condo milestone/SIRS inspection reports—1982 building requires structural assessment
  • Verify HOA docs: rental rules, lease restrictions, short-term rental approval process
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE
  • Request roof age/condition report; 1982 condo roof likely near replacement cycle
  • Review HOA reserve funding and any pending special assessments or capital projects
  • Inspect plumbing era—cast-iron drains common in 1982; corrosion risk for future costs

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,361/mo
Property tax (1.1% eff., St. Johns Co.)$417/mo
Homeowners insurance (est.)$292/mo
HOA$640/mo
All-in monthly (est.)$3,710/mo

Loan $364,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ENDLESS SUMMER REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 3:22 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.