Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$479,500

829 1ST Street 3-B, Jacksonville Beach, FL 32250

Seaspray

Price
$479,500
Beds / Baths
1 / 1
Living area
715 sqft
Year built
1982
Type
Condo
Lot
0.01 ac
Garage
0
HOA
$450/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
163

$671/sqft asking, vs a $376/sqft median across 242 closed sales in 32250 over the last 12 months — 78% above the area's closed prices. Condition and lot vary; that's what a showing is for.

One or more photos have been virtually staged.Location! Experience penthouse living at its finest in this top-floor oceanfront condo located at 829 S 1st Street, Unit 3B, Jacksonville Beach. Enjoy spectacular, unobstructed views of the Atlantic Ocean just steps from your door. This beautifully updated 1-bedroom, 1-bath residence features tile flooring throughout, granite countertops in the kitchen and bathroom, and custom cabinetry that blends style with functionality. The inviting living area is highlighted by a wood-burning fireplace with elegant tile and glass design--perfect for relaxing after a day at the beach. Step out onto your private tiled balcony and take in the ocean breeze and breathtaking views. Turn-key and income-producing, this condo offers an excellent opportunity for short-term rental income or as a flexible second home. Direct beach access allows for effortless coastal living--morning walks on the sand, ocean sunrises, and year-round enjoyment. Short-term rentals are permitted, and low HOA fees make this a rare low-maintenance investment with strong income potential in highly desirable Jacksonville Beach.

What to check on this one

  • Verify actual flood zone and obtain elevation certificate for oceanfront location.
  • Request condo milestone/SIRS report; 1982 building requires structural review.
  • Confirm roof age and current insurance eligibility; obtain 4-point inspection.
  • Review HOA documents for short-term rental approval and any restrictions.
  • Pull last 3 years STR income/expense history; verify rental permit status.
  • Inspect plumbing type (cast-iron risk, pre-1975); check HVAC age/condition.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,488/mo
Property tax (1.1% eff., Duval Co.)$440/mo
Homeowners insurance (est.)$292/mo
HOA$450/mo
All-in monthly (est.)$3,670/mo

Loan $383,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 1:02 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.