Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$557,000

816 CYPRESS CROSSING Trail, St. Augustine, FL 32095

Marshall Creek Dri

Price
$557,000
Beds / Baths
4 / 3
Living area
2,689 sqft
Year built
2005
Type
Residential
Lot
0.19 ac
Garage
3
HOA
$10/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
163
Elementary
Palencia
Middle
Pacetti Bay
High school
Allen D. Nease

$207/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 1% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home to this warm and inviting 4-bedroom, 2.5-bath residence nestled in the amenity-rich Palencia community. The spacious primary suite on the main floor offers privacy and serene views of the extended covered porch and peaceful backyard. A gourmet kitchen featuring a gas range, large island, walk-in pantry, granite countertops, and maple cabinetry flows beautifully into the main living areas with rich hardwood floors. The cozy living room showcases a fireplace and custom built-ins. Upstairs, enjoy a private retreat with generous bedrooms, walk-in closets, and a Jack-and-Jill bath. Thoughtfully designed with attention to detail, this home makes Florida living effortless and enjoyable. Some photos maybe virtually staged.

What to check on this one

  • Verify roof age and get 4-point inspection quote—2005 home may face insurer pushback soon.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Review CDD bond payoff amount and remaining assessment term.
  • Inspect plumbing for polybutylene lines; confirm cast-iron drain status if present.
  • Pull last 3 years roof/HVAC maintenance records and get current condition assessment.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,890/mo
Property tax (1.1% eff., St. Johns Co.)$511/mo
Homeowners insurance (est.)$325/mo
HOA$10/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,903/mo

Loan $445,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MARK SPAIN REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 8:01 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.