Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$339,900

497 COASTLINE Way, St. Augustine, FL 32092, St. Augustine, FL 32092

Waterford Lakes

Price
$339,900
Beds / Baths
3 / 3
Living area
1,795 sqft
Year built
2023
Type
Townhouse
Lot
0.2 ac
Garage
2
HOA
$127/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
164

$189/sqft asking, vs a $196/sqft median across 364 closed sales in 32092 over the last 12 months — 4% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Best priced for largest townhome with two car garage & end unit! No CDD fees!! Come fall in love with this beautiful townhome located in Waterford Lakes; Silverleaf's premier townhome community. This three-bedroom home has two full and one-half bathrooms. This is an end unit with extra windows with tons of natural light. The spacious kitchen has stainless steel appliances. Features include a gas range, microwave, dishwasher, refrigerator & garbage disposal along with a walk-in pantry for extra storage. Great room and dining area with volume ceilings. Sliding glass doors open to the rear porch overlooking the woods. All bedrooms are upstairs along with the laundry room and loads of closets. The main suite offers a large walk-in closet. The ensuite bath features a double shower and double sink vanity. This townhome community has a gated entrance. The amenities include a community pool, clubhouse, fitness center, playground & tennis courts. Built in 2023 and just waiting for you!

What to check on this one

  • Verify HOA docs: rental restrictions, lease-transfer rules, guest policies.
  • Confirm flood zone designation and elevation certificate requirement.
  • Review HOA reserve study and special assessment history.
  • Inspect roof warranty transfer and HVAC warranty status.
  • Confirm appliance warranties still active post-purchase.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,764/mo
Property tax (1.1% eff., St. Johns Co.)$312/mo
Homeowners insurance (est.)$292/mo
HOA$127/mo
All-in monthly (est.)$2,495/mo

Loan $271,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of THE LEGENDS OF REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 3:55 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.