Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$170,000

420 S VILLA SAN MARCO Drive 304, St. Augustine, FL 32086, St. Augustine, FL 32086

Villa San Marco

Price
$170,000
Beds / Baths
2 / 2
Living area
1,085 sqft
Year built
2004
Type
Condo
Lot
Garage
0
HOA
$293/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
164

$157/sqft asking, vs a $180/sqft median across 123 closed sales in 32086 over the last 12 months — 13% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Relax in this well-kept 2-bedroom, 2-bath condo at Villa San Marco. The open layout with a smart split floor plan gives you plenty of space to relax or entertain. You'll love the private enclosed balcony -- perfect for morning coffee or unwinding with friends. Low HOA fees cover water, sewer, and garbage, so you can focus on what matters most. Plus, you're just minutes from shopping, dining, historic Downtown St. Augustine, and the beach. Villa San Marco offers so many great amenities - clubhouse, pool, gym, walking trail, putting green, playground, car wash area, and picnic spots. Whether you're looking for a laid-back retreat or a friendly community feel, this place checks all the boxes. It's time for you to live that Salty Lifestyle!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Request condo SIRS report and latest milestone inspection documents.
  • Confirm HOA reserve fund status and any pending special assessments.
  • Review HOA bylaws for rental restrictions and lease transfer rules.
  • Inspect roof age; 2004 build may need 4-point insurance inspection soon.
  • Verify plumbing material (polybutylene common in 2004 builds — flag for insurer).

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$882/mo
Property tax (1.1% eff., St. Johns Co.)$156/mo
Homeowners insurance (est.)$292/mo
HOA$293/mo
All-in monthly (est.)$1,623/mo

Loan $136,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA COASTAL JACKSONVILLE. Data via realMLS (Northeast Florida MLS), updated Mar 21, 2026, 7:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.