$312,321
20 BIG PINE Drive, Palm Coast, FL 32164
Seminole Trace
- Price
- $312,321
- Beds / Baths
- 3 / 3
- Living area
- 1,885 sqft
- Year built
- 2026
- Type
- Townhouse
- Lot
- —
- Garage
- 2
- HOA
- $33/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Flagler
- Days on market
- 0
- Elementary
- Bunnell
- Middle
- Buddy Taylor
- High school
- Flagler Palm Coast
This stunning Madison II villa home offers a perfect blend of comfort and elegance with 3 spacious bedrooms and 3 full baths, ensuring privacy and convenience. The open-concept design leads into a roomy kitchen, with the option to upgrade to a gourmet kitchen for culinary enthusiasts. A versatile bonus room upstairs, complete with its own full bath, provides additional space for a home office, guest suite, or recreational area. Step outside to enjoy a covered patio, perfect for outdoor gatherings or quiet relaxation. With a 2-car garage, this home provides both style and practicality, meeting all your modern living needs. **Photos are representative of the Madison II floor plan.
What to check on this one
- Verify actual flood zone designation and elevation certificate requirement for Palm Coast.
- Confirm CDD bond payoff amount and remaining assessment timeline.
- Review HOA/CDD documents for rental restrictions if you plan short-term lease.
- Get builder's warranty details and structural inspection timeline before closing.
- Clarify which upgrades (gourmet kitchen, finishes) are included vs. optional add costs.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $249,857 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of OLYMPUS EXECUTIVE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Mar 24, 2026, 4:26 PM.
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