Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$309,999

160 RIVER Drive, East Palatka, FL 32131, East Palatka, FL 32131

River Groves

Price
$309,999
Beds / Baths
4 / 3
Living area
2,112 sqft
Year built
1964
Type
Residential
Lot
0.23 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
165
Elementary
Browning Pearce
High school
Palatka

$147/sqft asking, vs a $172/sqft median across 43 closed sales in 32131 over the last 12 months — 14% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home to this charming single-family retreat tucked away in a quiet neighborhood. Thoughtfully updated throughout, you'll love the refreshed kitchen and bathrooms, plus the added bonus of a private mother-in-law suite with its own entrance, perfect for guests or multi-generational living. Step inside to a warm, inviting living space filled with natural light, soft neutral tones, and a cozy wood-burning fireplace that makes it easy to relax and unwind. The kitchen is designed for both everyday living and entertaining, featuring plenty of room to move, generous prep space, and a large island with space for seating. Out back, enjoy your own peaceful escape--an open patio overlooking a fenced yard, perfect for catching the breeze, hosting gatherings, or simply enjoying the space to spread out and play.

What to check on this one

  • Verify roof age and get 4-point inspection—home is 62 years old, insurers key concern
  • Confirm flood zone officially with county—'unknown' status must be clarified before closing
  • Inspect plumbing for polybutylene or cast-iron; 1964 build likely has original or period lines
  • Get septic system inspection and service history—no municipal sewer confirmation in listing
  • Review in-law suite legal status—verify it complies with local zoning and deed restrictions
  • Confirm kitchen/bathroom renovation permits pulled; scope and contractor details matter for resale

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,609/mo
Property tax (1.1% eff., Putnam Co.)$284/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,185/mo

Loan $247,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 12:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.