Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$127,000

3620 KIRKPATRICK Circle 6, Jacksonville, FL 32210, Jacksonville, FL 32210

Willow Ridge

Price
$127,000
Beds / Baths
2 / 2
Living area
1,157 sqft
Year built
2006
Type
Condo
Lot
Garage
0
HOA
$435/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
166

$110/sqft asking, vs a $127/sqft median across 75 closed sales in 32210 over the last 12 months — 13% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Spacious 2BR Condo | Pond Views | Gated Community | Tenant in Place | Ground Floor Welcome to this larger 2-bedroom, 2-bath condo in Willow Ridge, offering peaceful pond views and a highly desirable layout. This well-maintained unit features a generous living space, split-bedroom floor plan, and plenty of natural light--perfect for both comfort and functionality. Enjoy relaxing mornings overlooking the water and take advantage of the short distance to the community pool, all within a secure gated community. Investor-friendly opportunity--this property is being sold with tenant in place, providing immediate rental income from day one. Conveniently located near shopping, dining, and major roadways, this unit combines lifestyle, location, and investment potential. Highlights: Larger 2-bedroom floor plan Pond-front setting with tranquil views Gated community Close to pool and amenities Tenant in place - income-producing

What to check on this one

  • Obtain condo SIRS/milestone report and reserve study funding status.
  • Request HOA rental restriction policy in writing—verify tenant lease compliance.
  • Confirm flood zone designation and obtain elevation certificate if AE/VE.
  • Review roof inspection report; 2006 build may approach insurer age limits.
  • Pull lease terms: rent amount, end date, tenant renewal likelihood.
  • Request 12 months HOA financials and any pending special assessments.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$659/mo
Property tax (1.1% eff., Duval Co.)$116/mo
Homeowners insurance (est.)$292/mo
HOA$435/mo
All-in monthly (est.)$1,502/mo

Loan $101,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BOLD & SOLD LLC. Data via realMLS (Northeast Florida MLS), updated Apr 18, 2026, 1:11 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.