Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$254,900

10519 TIMBER CREEK Lane, Jacksonville, FL 32221, Jacksonville, FL 32221

Victoria Forest

Price
$254,900
Beds / Baths
3 / 2
Living area
1,096 sqft
Year built
1986
Type
Residential
Lot
0.25 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
168

$233/sqft asking, vs a $156/sqft median across 616 closed sales in 32221 over the last 12 months — 50% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Nicely updated 3-bedroom, 2-bath home featuring a spacious living area with vaulted ceilings and an open dining room layout. The kitchen boasts white cabinetry and elegant quartz countertops, creating a bright and modern feel. Freshly painted interior throughout. The primary suite includes a fully updated bathroom with a stylish walk-in shower. Painted concrete floors add a sleek, low-maintenance touch across the home. Major updates include a roof just 2 years old and a newer A/C system, offering peace of mind for years to come. Seller will consider flooring allowance.

What to check on this one

  • Verify roof installation date and obtain roofing contractor receipt/warranty documentation.
  • Confirm A/C system age, brand, capacity, and service history with installer or maintenance records.
  • Obtain flood zone designation from FEMA map; if AE/VE, request elevation certificate.
  • Review concrete floor condition for cracks, settling, or moisture issues before purchase.
  • Request kitchen/bath renovation permits and contractor warranties on cabinetry, counters, plumbing.
  • Inspect all windows, doors, caulking for water intrusion given 40-year-old frame.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,323/mo
Property tax (1.1% eff., Duval Co.)$234/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,849/mo

Loan $203,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Jul 16, 2026, 5:12 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.