Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$319,490

25 RYAPPLE Lane, Palm Coast, FL 32164, Palm Coast, FL 32164

Palm Coast

Price
$319,490
Beds / Baths
4 / 2
Living area
1,862 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Flagler
Days on market
168
Elementary
Belle Terre
Middle
Indian Trails
High school
Matanzas

$172/sqft asking, vs a $185/sqft median across 346 closed sales in 32164 over the last 12 months — 7% below the area's closed prices. Condition and lot vary; that's what a showing is for.

The Cali floor plan offers 1,862 square feet of thoughtfully designed living space with 4 bedrooms, 2 bathrooms, and a 2-car garage -- the perfect balance of comfort and functionality. This popular layout features a spacious open-concept design where the kitchen, dining area, and large gathering room all flow together seamlessly in one expansive space. With abundant natural light throughout, the main living area feels bright, welcoming, and ideal for both everyday living and special occasions. The kitchen is a true centerpiece, featuring a large island perfect for entertaining, casual dining, or homework time. You'll love the generous counter space for meal prep and hosting, making it easy to gather with friends and family while staying connected to the action in the gathering room. The private owner's suite offers a relaxing retreat with a spacious walk-in closet and an en-suite bath complete with dual sinks for added convenience. Three additional bedrooms provide flexibility.

What to check on this one

  • Verify final flood zone designation with Flagler County—obtain FEMA map & elevation certificate.
  • Confirm builder warranty terms, transferability, and any outstanding construction defects or liens.
  • Review final mortgage pre-approval; new construction appraisal often lags market.
  • Inspect all appliances, HVAC, and systems before closing—request builder punch-list walkthrough.
  • Verify homeowners insurance quote availability; confirm no builder-imposed coverage restrictions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,658/mo
Property tax (1.1% eff., Flagler Co.)$293/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,243/mo

Loan $255,592 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of D R HORTON REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 8:34 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.