Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$474,900

413 1ST Street S 303, Jacksonville Beach, FL 32250, Jacksonville Beach, FL 32250

Beachcomber

Price
$474,900
Beds / Baths
1 / 1
Living area
580 sqft
Year built
1983
Type
Condo
Lot
0.01 ac
Garage
0
HOA
$700/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
183

$819/sqft asking, vs a $380/sqft median across 254 closed sales in 32250 over the last 12 months — 116% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Wake up to panoramic ocean views and the soothing rhythm of the waves in this beautifully appointed, fully furnished oceanfront condo--where effortless coastal living meets strong income potential. Start your mornings on your private balcony, coffee in hand, as the sun rises over the water. Spend your days with direct beach access just steps from your door, or explore nearby parks, local boutiques, and an eclectic mix of restaurants and nightlife--all within easy walking distance. Currently operating as a high-performing short-term rental, this turnkey property offers flexibility and financial upside. Whether you're an investor seeking reliable returns, a second-home buyer wanting to offset expenses, or someone looking for a personal retreat with income potential, this condo checks every box. Designated parking ensures everyday convenience, and its prime location--just five miles from the Mayo Clinic--adds exceptional appeal for both vacationers and extended-stay guests. Rarely does a property combine location, lifestyle, and revenue opportunity so seamlessly. This is more than a condo--it's a smart investment wrapped in a beachfront escape.

What to check on this one

  • Verify condo SIRS report and milestone funding status—43-year-old building requires current reserve study.
  • Obtain HOA rental policy in writing—confirm short-term rental is permitted and review any restrictions or fees.
  • Request flood zone elevation certificate and flood insurance quote—oceanfront location requires clarity on rates.
  • Review roof age and last replacement date—critical for insurer approval on older oceanfront structure.
  • Confirm 4-point inspection results and wind-mitigation documentation—mandatory for 1983 coastal property.
  • Get full HOA financials, special assessments history, and current reserve balance—oceanfront buildings face higher maintenance.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,464/mo
Property tax (1.1% eff., Duval Co.)$435/mo
Homeowners insurance (est.)$292/mo
HOA$700/mo
All-in monthly (est.)$3,891/mo

Loan $379,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 2, 2026, 1:11 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.