Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$985,000

115 SUNSET HARBOR Way 101, St. Augustine, FL 32080

Sunset Harbor

Price
$985,000
Beds / Baths
3 / 4
Living area
2,416 sqft
Year built
2005
Type
Condo
Lot
Garage
4
HOA
$1,334/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
168
Elementary
W. D. Hartley
Middle
Gamble Rogers
High school
Pedro Menendez

$408/sqft asking, vs a $373/sqft median across 324 closed sales in 32080 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to coastal living at its finest in this waterfront community in St.Augustine. A Boaters dream! Located in the gated marina enclave of Sunset Harbor, Unit 101 is a rare first-floor residence offering effortless access to amenities and direct boating convenience. Highlights Include: • First-floor, single-level living • Gated marina community • Boat Slip #27 included • 10,000 LB boat lift in slip • Direct Intracoastal access • Two private oversized garages (#3 & #4) - one of only two units with this feature • Close proximity to pool and hot tub • Public access to beach .8 miles to the right by Spyglass. 1 mile to the left at Green street. • Stunning sunsets and protected Intracoastal views • Minutes to Historic St. Augustine & Flagler Beach • Living room TV, surround sound speakers and security cameras & wine fridge to convey with sale. This is a rare opportunity to own one of the most desirable floor plans and garage configurations in Sunset Harbor. This beautifully positioned first-floor unit delivers the ease of single-level living, making everyday life seamless. Inside enjoy customs built-ins in the spacious living room, take in views of the Intracoastal and amenities, and 3 large rooms each with en suite's perfect for hosting guests or giving the whole family space. Step outside and you're just moments from the community pool and hot tub -- close enough for convenience, yet privately positioned for peaceful enjoyment. One of the few gated marina condo communities in the area, Sunset Harbor offers a rare blend of security, boating access, and beach proximity. This residence includes Boat Slip #27, providing direct access to the Intracoastal Waterway from the community dock right to your slip -- ideal for boating enthusiasts who want immediate water access without trailering or marina storage hassles. Adding to its exclusivity, Unit 101 is one of only two residences in the entire community that convey TWO private garages (Garage #3 and Garage #4). These oversized garages offer exceptional space for vehicles, water toys, bikes, golf carts, and additional storage -- a highly sought-after feature rarely available in condo living.Enjoy stunning Intracoastal views and unforgettable sunsets from your residence. Watch dolphins play, manatees glide by, and sea turtles surface in the tranquil waters just beyond your door. Whether you're relaxing on your patio or heading out for a sunset cruise, the connection to nature here is unmatched. Beach lovers will appreciate the easy pathway access to Crescent Beach and the ease of crossing directly to the shoreline just steps from the community entrance. Spend your mornings walking the sand and your evenings enjoying waterfront sunsets -- all without getting in your car. Perfectly positioned between Historic Downtown St. Augustine and Flagler Beach, you'll enjoy close proximity to fine dining, boutique shopping, marinas, golf, and cultural attractions -- while still savoring the quiet serenity of gated waterfront living.

What to check on this one

  • Verify condo milestone inspection & SIRS report status—required for buildings 30+ yrs or post-2007 structural review.
  • Confirm HOA $1,334/mo includes insurance, reserves, marina maintenance; request last 3 yrs financials & budget.
  • Obtain flood zone designation & elevation certificate—waterfront St. Augustine likely AE/VE; affects insurance cost.
  • Request roof age & last inspection—2005 build approaching insurer tolerance; check 4-point readiness.
  • Confirm no polybutylene plumbing (pre-1995 common); verify HVAC age & service history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,111/mo
Property tax (1.1% eff., St. Johns Co.)$903/mo
Homeowners insurance (est.)$575/mo
HOA$1,334/mo
All-in monthly (est.)$7,923/mo

Loan $788,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of INI REALTY. Data via realMLS (Northeast Florida MLS), updated Apr 10, 2026, 1:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.