Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$360,000

321 VELVET Drive, Jacksonville, FL 32220

Velvet Estates

Price
$360,000
Beds / Baths
4 / 2
Living area
2,783 sqft
Year built
2005
Type
Residential
Lot
0.55 ac
Garage
0
HOA
$48/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
166

Welcome to 321 Velvet Drive, where space, privacy, and flexibility come together. Tucked at the end of a cul-de-sac on an oversized lot, this home offers plenty of usable indoor and outdoor space. The extended driveway provides room for multiple vehicles, boats, or recreational toys, while the backyard features a covered patio and firepit area. Inside, the home offers an open layout with volume ceilings, four bedrooms, and an additional flex room that can be utilized as a home office, playroom, or additional living area. The spacious primary suite includes double vanities, a soaking tub, separate shower, and walk-in closet. Additional highlights include a dedicated laundry room and a roof replaced in 2023. The seller recently obtained an appraisal which may be provided upon request. A great opportunity for buyers looking for space, function, and location.

What to check on this one

  • Confirm roof replacement date and warranty details with seller documentation.
  • Verify HOA $48/mo covers what; review covenants for rental restrictions.
  • Obtain flood zone designation from FEMA map; request elevation certificate if needed.
  • Inspect flex room conversion for permits and electrical/HVAC adequacy.
  • Check driveway/lot grading for drainage issues given 166 days on market.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,868/mo
Property tax (1.1% eff., Duval Co.)$330/mo
Homeowners insurance (est.)$292/mo
HOA$48/mo
All-in monthly (est.)$2,538/mo

Loan $288,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS ST JOHNS. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 3:16 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.