Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$65,000

132 VINE Road, East Palatka, FL 32131, East Palatka, FL 32131

American Gardens

Price
$65,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.23 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
169

Discover the perfect opportunity to build your dream home on this 1.23-acre parcel located on paved Vine Road in East Palatka, Florida. This spacious lot offers a peaceful rural setting while still providing convenient access to nearby highways and amenities. The property features road frontage on Vine Road and is zoned agricultural, making it suitable for a homesite or various land uses. The lot is mostly wooded, providing privacy and a natural setting for your future home. Utilities are nearby, with a gas line and power pole along the main road. Located just minutes from State Road 207, the property offers easy commuting access to surrounding areas. It is also close to the St. Johns River and the Palatka-to-St. Augustine State Trail, offering outdoor recreation, fishing, boating, and scenic biking opportunities.

What to check on this one

  • Verify flood zone designation—check FEMA map; impacts build cost and insurance.
  • Confirm septic system feasibility; East Palatka may require well + septic permits.
  • Obtain survey; verify lot lines, wetlands, and buildable acreage before design.
  • Check zoning agricultural—confirm residential building permitted; get Putnam County variance rules.
  • Verify utilities (gas, power, water) connection costs and distance to lot.
  • Review county impact fees, permit costs, and construction timeline requirements upfront.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$337/mo
Property tax (1.1% eff., Putnam Co.)$60/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$689/mo

Loan $52,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOXII PRO REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 5:48 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.