$620,000
4670 A1A S S 1112, St. Augustine, FL 32080, St. Augustine, FL 32080
Colony Reef Club
- Price
- $620,000
- Beds / Baths
- 3 / 2
- Living area
- 1,080 sqft
- Year built
- 1985
- Type
- Condo
- Lot
- —
- Garage
- 0
- HOA
- $650/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 169
$574/sqft asking, vs a $373/sqft median across 324 closed sales in 32080 over the last 12 months — 54% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Experience coastal living at its finest in this ground-floor 3-bedroom, 2-bathroom condo at the highly sought-after Colony Reef Club. Perfectly positioned with ocean views and overlooking the beautifully landscaped courtyard, this unit offers the ideal combination of comfort, convenience, and resort-style living. Currently utilized as both a second home and a successful vacation rental, the property provides excellent flexibility for personal enjoyment or income potential. The ground-floor location offers easy access and effortless indoor-outdoor living. Colony Reef Club is known for its outstanding amenities designed for relaxation and recreation. Residents and guests enjoy a large outdoor pool, kiddie pool, hot tub, and direct beach access just steps away. The community also features tennis courts, pickleball courts, racquetball, basketball, a fitness center, sauna, and an indoor heated pool. Additional conveniences include a gated entrance, elevators in all oceanview buildings, and a spacious community room for gatherings and events. Whether you're searching for a beachfront retreat, an investment opportunity, or both, this Colony Reef Club condo offers the best of St. Augustine beach living.
What to check on this one
- Obtain condo milestone inspection report and current reserve study—41-year-old building requires detailed structural review
- Request HOA financial statements, rental restriction rules, and short-term-rental approval status/caps
- Verify exact flood zone (AE/VE likely given oceanfront location) and obtain elevation certificate
- Confirm roof age, material, and remaining warranty—critical for insurance eligibility on 1985 coastal property
- Review condo insurance requirements, current insurer, and wind-mitigation documentation for beachfront premium impact
- Verify plumbing material and any updates—cast-iron/polybutylene common in 1985 builds
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $496,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of LIGHTHOUSE REALTY ASSOCIATES. Data via realMLS (Northeast Florida MLS), updated Jul 1, 2026, 2:47 PM.
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