$45,000
118 BASIN Drive, Palatka, FL 32177, Palatka, FL 32177
St Johns Harbor
- Price
- $45,000
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 0.18 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 169
Looking for a peaceful place to get away? This cleared, high and dry lot is located near the end of a canal that leads to the St. Johns River and is known for great fishing in the area. The property is ready for your plans with private water already installed and an existing septic system. Mobile homes, manufactured homes, and tiny homes are all allowed, giving you plenty of flexibility to create your perfect weekend retreat or full-time homesite. Located in a quiet area, this property is ready and waiting for the right buyer. Worth the drive to see!
What to check on this one
- Verify flood zone designation with Putnam County Property Appraiser—listing shows unknown.
- Confirm septic system age, last pump/inspection date, and current operational status.
- Check water utility connection details—verify private water system capacity and maintenance.
- Review local zoning for mobile/manufactured/tiny home allowances—get written confirmation.
- Obtain elevation certificate if flood zone is AE or VE.
- Survey lot boundaries and confirm access rights to canal and property.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $36,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of PLANTANA REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Mar 23, 2026, 12:23 AM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.