Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$239,000

203 SW 5TH Avenue, Palatka, FL 32177, Palatka, FL 32177

Metes & Bounds

Price
$239,000
Beds / Baths
3 / 2
Living area
1,296 sqft
Year built
2025
Type
Residential
Lot
0.76 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
170

$184/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 14% above the area's closed prices. Condition and lot vary; that's what a showing is for.

This 2025 doublewide offers 3 bedrooms, 2 bathrooms, & sits on .76 acres. Inside, you'll love the open-concept layout connecting the living room, dining area, and kitchen, perfect for everyday living or entertaining. The home features beautiful vinyl flooring throughout, spacious bedrooms, & a large laundry room with a back door for easy access outside. The kitchen includes a huge pantry for storage, while the primary suite offers double sinks and a walk-in shower. Outside a 2-car carport, a 10x20 shed with roll-up & walk-through door, & an aerator water system. Enjoy small-town living while staying conveniently located -- about 45 minutes to Gainesville & St. Augustine, & about an hour to Jacksonville or Daytona Beach. Home is within minutes to local restaurants, shopping, & multiply boat ramps to access the St. Johns River. Downtown riverside you can enjoy music, festivals, boat rides, play area for kids & much more .Palatka is known for its historic charm, beautiful riverfront & outdoor recreation. Sellers are relocating due to family health issues

What to check on this one

  • Verify flood zone designation and elevation certificate for Putnam County location
  • Confirm manufactured home title is clear and mortgage-free or lien status
  • Get aerator water system maintenance records and septic inspection report
  • Request roof warranty documentation and any manufacturer recalls for 2025 model
  • Inspect shed foundation and carport structural integrity for wind loading
  • Verify lot ownership (fee simple vs. leasehold) and any park/community restrictions

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,240/mo
Property tax (1.1% eff., Putnam Co.)$219/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,751/mo

Loan $191,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of IHEART REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 5:37 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.