Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,595,000

4333 SEMINOLE Street, Starke, FL 32091

Kingsley Lake Village

Price
$1,595,000
Beds / Baths
3 / 3
Living area
2,238 sqft
Year built
2002
Type
Residential
Lot
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
170

$713/sqft asking, vs a $178/sqft median across 122 closed sales in 32091 over the last 12 months — 299% above the area's closed prices. Condition and lot vary; that's what a showing is for.

RARE KINGSLEY LAKE OPPORTUNITY! Motivated seller has made a significant price decrease. Enjoy 120' of prime waterfront, prized for clear waters, limited access to the public, helping preserve the peaceful environment. Whether boating, skiing, fishing, paddleboarding, swimming or simply relaxing by the water, the lifestyle is right outside your door. A private dock with a two-room enclosed dock house, an increasingly rare feature offering immediate lake access and exceptional potential to create your own waterfront retreat. Easily used as a 3-bedroom, designed to embrace its lakefront setting, with soaring ceilings, expansive windows and a charming cupola filling the open floor plan with natural light while showcasing water views from almost every room. Additional highlights include a gas fireplace with custom built-ins, ensuite bedrooms, custom lighting, a metal roof and creosote-treated pilings. *Some photos edited digitally to remove furniture

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for Kingsley Lake waterfront.
  • Inspect metal roof age, condition, and remaining warranty coverage.
  • Review dock structure condition, pilings integrity, and any required maintenance records.
  • Confirm homeowners insurance availability and rates for waterfront property.
  • Verify septic system capacity, permits, and service history for lakefront location.
  • Check Clay County building permits for dock house and any waterfront modifications.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$8,276/mo
Property tax (1.1% eff., Clay Co.)$1,462/mo
Homeowners insurance (est.)$930/mo
All-in monthly (est.)$10,668/mo

Loan $1,276,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS. Data via realMLS (Northeast Florida MLS), updated Aug 9, 2026, 8:47 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.