Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,900

400 E BAY Street 310, Jacksonville, FL 32202, Jacksonville, FL 32202

The Plaza Condominium At Berkman

Price
$399,900
Beds / Baths
2 / 1
Living area
1,100 sqft
Year built
2003
Type
Condo
Lot
Garage
1
HOA
$977/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
170
Elementary
Long Branch
Middle
Matthew Gilbert
High school
Stanton

$364/sqft asking, vs a $194/sqft median across 53 closed sales in 32202 over the last 12 months — 87% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Fantastic condo with spanning RIVER VIEWS from all rooms. Works as 2-bedroom or 1+Den. Newer wood floors & grey-painted interiors. Expansive terrace / balcony! Large kitchen featuring tiled backsplash, granite counters, pantry, custom lighting and newer stainless appliances. Master Suite has WIC with custom built-ins and highly upgraded bath. Custom shelving & French doors in 2nd bedroom/Den. New roller blinds & dedicated laundry room. Enjoy a resort lifestyle at The Plaza, located on the River in downtown Jacksonville. Walk to offices, museums, restaurants, Jaguar games, Jumbo Shrimp games, Icemen hockey and 5 concert venues. Squash court, tennis & pickle ball courts, 24/7 Concierge, sun soaked pool, outdoor kitchen & gas grills, Swedish sauna, steam room, newly renovated fitness ctr, business ctr, guest suite, wine lockers & 21st Floor Riverview Lounge for entertaining. Slips available at adjacent Plaza Marina. ** Furniture shown is no longer present.

What to check on this one

  • Obtain condo SIRS / milestone report and current reserve study from HOA.
  • Confirm flood zone designation and get elevation certificate if in AE/VE.
  • Review HOA documents: rental restrictions, short-term-rental policy, lease-transfer rules.
  • Verify roof age and get 4-point inspection; check insurance eligibility at 23 years.
  • Request HOA financial statements, special assessments, and $977/mo fee breakdown.
  • Inspect plumbing type; if pre-1995 polybutylene present, budget for replacement.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,075/mo
Property tax (1.1% eff., Duval Co.)$367/mo
Homeowners insurance (est.)$292/mo
HOA$977/mo
All-in monthly (est.)$3,711/mo

Loan $319,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EGI REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 8:23 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.