Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$850,000

3175 DOCTORS LAKE Drive, Orange Park, FL 32073

Lake Villas

Price
$850,000
Beds / Baths
4 / 3
Living area
3,017 sqft
Year built
1979
Type
Residential
Lot
1.87 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
151

MOTIVATED SELLERS! Drive down a private tucked away driveway and arrive at this waterfront retreat on Doctors Lake, where every day feels like a vacation! Situated on over 1.5 acres, this exceptional property offers some of the widest water views on Doctors Lake and breathtaking sunrises. The home features a first-floor waterfront owner's suite designed for comfort and privacy, complete with its own sitting area, fireplace, screened porch, and a spacious custom walk-in closet. The heart of the home is the dramatic two-story family room, featuring floor-to-ceiling windows that capture panoramic lake views and a cozy fireplace that creates a warm, inviting atmosphere. The upgraded kitchen opens seamlessly to the living space, making it ideal for entertaining. It features an oversized island with abundant storage, quartz countertops, soft-close drawers, illuminated cabinetry, and stainless steel appliances. Throughout the home you will find new LVP flooring. Don't miss this View!!

What to check on this one

  • Confirm roof age and get 4-point inspection before underwriting.
  • Verify elevation certificate for Doctors Lake waterfront location.
  • Check septic system service records and tank capacity.
  • Inspect plumbing materials; 1979 may have polybutylene or cast-iron.
  • Obtain flood insurance quote; confirm insurer will cover waterfront.
  • Review well water test results and service history if applicable.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,410/mo
Property tax (1.1% eff., Clay Co.)$779/mo
Homeowners insurance (est.)$496/mo
All-in monthly (est.)$5,685/mo

Loan $680,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 12:38 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.