Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,450,000

2406 SHORE Drive, St. Augustine, FL 32086, St. Augustine, FL 32086

St Augustine South

Price
$1,450,000
Beds / Baths
4 / 5
Living area
3,857 sqft
Year built
1956
Type
Residential
Lot
0.26 ac
Garage
4
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
138
Middle
Sebastian
High school
St. Augustine

Welcome to 2406 Shore Drive, where a meandering road hugs the Matanzas River and leads you to an elegant waterfront retreat. Set on an elevated corner lot, this custom home captures sweeping panoramic river views and the relaxed charm of St. Augustine living. Originally built in 1956 and beautifully reimagined 2023, the 4-bedroom, 4-bath residence offers approximately 4,000 sq ft of thoughtfully designed living space filled with natural light and stunning water vistas from the open main living areas. Comfort and craftsmanship blend seamlessly throughout, creating a home designed for gathering and it presents itself beautifully for MULTI GENERATIONAL LIVING. A breezeway connects to a four-car garage topped with a fully equipped, spacious studio apartment--ideal for guests, extended family, or additional income. STR eligible, this property presents a rare opportunity for both personal enjoyment and investment potential, all just minutes from historic downtown St. Augustin

What to check on this one

  • Verify roof age and material; 1956 home may need inspection regardless of 2023 renovation scope.
  • Confirm 4-point inspection and wind-mitigation certificate eligibility for insurance.
  • Obtain flood zone designation and elevation certificate for Matanzas River waterfront lot.
  • Review STR lease terms, HOA/deed restrictions, and St. Johns County short-term rental ordinance compliance.
  • Inspect plumbing materials; pre-1995 polybutylene or cast-iron pipes common in 1956 builds.
  • Verify studio apartment utility separation, separate meter status, and rental licensing requirements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$7,524/mo
Property tax (1.1% eff., St. Johns Co.)$1,329/mo
Homeowners insurance (est.)$846/mo
All-in monthly (est.)$9,699/mo

Loan $1,160,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OCEAN ONE REAL ESTATE GROUP LLC. Data via realMLS (Northeast Florida MLS), updated Jul 28, 2026, 10:28 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.