Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$280,000

197 PARADAS Place, St. Augustine, FL 32092, St. Augustine, FL 32092

Segovia

Price
$280,000
Beds / Baths
3 / 3
Living area
1,643 sqft
Year built
2015
Type
Townhouse
Lot
0.05 ac
Garage
1
HOA
$250/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
171
Elementary
Picolata Crossing
Middle
Pacetti Bay
High school
Tocoi Creek

$170/sqft asking, vs a $196/sqft median across 364 closed sales in 32092 over the last 12 months — 13% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Experience low-maintenance living in this beautifully maintained 3-bedroom, 2.5-bath townhome set within a welcoming community. Designed with both style and functionality in mind, the home features a nice sized primary suite complete with a built-in closet, creating a space that blends comfort with thoughtful storage solutions. A charming office with built-ins provides wonderful flexibility and can easily serve as a third bedroom, guest space, or quiet work-from-home setting. Upstairs, all bedrooms are conveniently located alongside the laundry room, adding practicality to the home's thoughtful design. Just beyond the living area, a screened patio offers a lovely outdoor space to enjoy morning coffee or unwind in the evenings. The community features a pool and playground, all within highly regarded A-rated schools. Blending comfort, charm, and low-maintenance living, this townhome offers a wonderful place to call home.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Request CDD bond payoff amount and confirm annual assessment details.
  • Obtain complete HOA documents including rental restrictions and fee history.
  • Confirm roof age, warranty status, and last inspection date (2015 build).
  • Request 4-point inspection; verify homeowners insurance availability and rates.
  • Obtain plumbing material documentation and septic/well service records if applicable.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,453/mo
Property tax (1.1% eff., St. Johns Co.)$257/mo
Homeowners insurance (est.)$292/mo
HOA$250/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,419/mo

Loan $224,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Jul 6, 2026, 4:44 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.