$680,000
3972 CLARK Road, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043
Bayard Tract
- Price
- $680,000
- Beds / Baths
- 4 / 3
- Living area
- 2,338 sqft
- Year built
- 1974
- Type
- Residential
- Lot
- 0.73 ac
- Garage
- 1
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 76
- Elementary
- Charles E. Bennett
- Middle
- Green Cove Springs
- High school
- Clay
MUST SEE VIEW!!! Rare opportunity for a waterfront fixer-upper on the beautiful St. Johns River! This 4-bedroom, 2.5-bath, two-story home offers incredible potential with direct riverfront views and endless possibilities to renovate, customize, or invest. The property features a spacious layout with room to create the perfect coastal retreat. It is conveniently located about 20 minutes from Fleming Island, 30 minutes from St. Augustine, and 45 minutes from Jacksonville, providing easy access to shopping, dining, historic attractions, and major employers. Bring your vision and transform this diamond in the rough into your dream riverfront home!
What to check on this one
- Verify flood zone designation and obtain elevation certificate for St. Johns River waterfront.
- Get 4-point inspection and wind-mitigation report; roof is 50 years old, insurers may decline.
- Confirm cast-iron plumbing condition; 1974 build likely has original or failing lines.
- Review septic system inspection report and well water quality test results.
- Obtain permit history for any prior renovations; assess scope of needed updates.
- Check riverfront setback/riparian rules with Clay County; verify seawall/bulkhead permits.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $544,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of THE WILKINS WAY. Data via realMLS (Northeast Florida MLS), updated May 29, 2026, 1:52 PM.
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