Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$550,000

95134 SNAPDRAGON Drive, Fernandina Beach, FL 32034

Amelia Concourse

Price
$550,000
Beds / Baths
3 / 3
Living area
2,760 sqft
Year built
2018
Type
Residential
Lot
0.25 ac
Garage
3
HOA
$11/mo
CDD
Yes
Flood zone
Unknown
County
Nassau
Days on market
153
Elementary
Yulee
Middle
Yulee
High school
Yulee

Located in the highly desirable Amelia Concourse community, this beautifully maintained Fernandina Beach home offers peaceful water views, spacious single-level living, and a flexible floor plan designed for modern lifestyles. With over 2,700 square feet all on one floor, the home blends comfort, functionality, and thoughtful upgrades throughout. Inside, you'll find light-filled, open-concept living spaces enhanced by plantation shutters and durable luxury vinyl plank flooring throughout. The gourmet kitchen is the heart of the home, featuring an upgraded appliance package with double ovens, ample prep space, and a layout ideal for both everyday living and entertaining. A built-in sound system in the living room and patio creates a seamless indoor-outdoor experience. A standout feature is the versatile bonus room, complete with a Murphy bed, full bathroom, and private exterior entrance--perfect for a guest suite, in-law quarters, or multi-generational living.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate for lender/insurance
  • Confirm CDD bond payoff amount and remaining assessment term
  • Review Amelia Concourse HOA/CDD governing docs and rental restrictions for bonus room use
  • Request 2018 roof inspection report and current insurance carrier approval
  • Inspect plumbing for polybutylene; confirm all appliances under warranty or service plans

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,854/mo
Property tax (1.1% eff., Nassau Co.)$504/mo
Homeowners insurance (est.)$321/mo
HOA$11/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,857/mo

Loan $440,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FERNANDINA BEACH REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 6:31 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.