Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$323,500

3622 DOUBLE BRANCH Lane, Orange Park, FL 32073

Spencers Crossing

Price
$323,500
Beds / Baths
4 / 2
Living area
1,921 sqft
Year built
1994
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$17/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
172

$168/sqft asking, vs a $176/sqft median across 809 closed sales in 32073 over the last 12 months — 4% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Come see this beautiful home in Clay County! This 4 bedroom 2 bathroom home will give you over 1,900 sq ft of generous space to move about (without losing that quaint, cozy atmosphere when it's time to relax with a good book on the sofa). Newly painted spacious bedrooms and a large open concept. Plenty of space to entertain friends and family inside or outside. New roof in 2025!This home won't last long! Call today for your private tour.

What to check on this one

  • Confirm roof installation date, materials, and warranty coverage documentation.
  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Request 4-point inspection report (roof, HVAC, plumbing, electrical) from licensed inspector.
  • Review polybutylene plumbing status; home built 1994 may have it—confirm materials.
  • Confirm HOA $17/mo covers what; request full governing docs and payment history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,679/mo
Property tax (1.1% eff., Clay Co.)$297/mo
Homeowners insurance (est.)$292/mo
HOA$17/mo
All-in monthly (est.)$2,285/mo

Loan $258,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HONEYCOMB REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 1:44 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.