Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$490,000

517 CAIDEN Drive, Ponte Vedra, FL 32081, Ponte Vedra, FL 32081

Seabrook Village

Price
$490,000
Beds / Baths
3 / 3
Living area
2,226 sqft
Year built
2023
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$71/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
40

''SHORT SALE!! SHORT SALE!! Seller accepting CASH and Conventional financing ONLY!! Needs TLC. Bankruptcy short sale will take about 120 days to get response on offer from lien holders. 3 bedroom, 3 bath, 2 car garage.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if needed for insurance.
  • Confirm CDD bond payoff amount and remaining assessment obligations.
  • Review HOA governing documents for rental restrictions and transfer rules.
  • Get pre-approval letter; short sale approval typically requires 120+ days.
  • Schedule inspection immediately; identify specific TLC items and repair costs.
  • Verify roof age, HVAC condition, and obtain homeowner's insurance quote.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,543/mo
Property tax (1.1% eff., St. Johns Co.)$449/mo
Homeowners insurance (est.)$292/mo
HOA$71/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,522/mo

Loan $392,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of 7 STAR REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated May 25, 2026, 2:26 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.