Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$2,100,000

4776 AMELIA ISLAND Parkway 45, Fernandina Beach, FL 32034

Ocean Place Condo

Price
$2,100,000
Beds / Baths
3 / 3
Living area
1,739 sqft
Year built
1997
Type
Condo
Lot
4.98 ac
Garage
0
HOA
$2,200/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
171

$1208/sqft asking, vs a $405/sqft median across 269 closed sales in 32034 over the last 12 months — 198% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Rarely available OCEANFRONT 3BR/3BA CORNER RESIDENCE with an OVERSIZED WRAPAROUND BALCONY, SWEEPING ATLANTIC VIEWS, AND ONE OF THE CLOSEST LOCATIONS IN OCEAN PLACE TO THE POOL AND BEACH WALKOVER. This is the kind of Amelia Island property buyers hope for but are hard to find--BEAUTIFULLY UPDATED, OFFERED FULLY FURNISHED, and perfectly positioned for effortless coastal living. Inside, the interiors blend a soft palette, crisp lines, and curated finishes into a look that feels both polished and inviting. Beyond the residence itself, Ocean Place is especially coveted not only for its GATED, OCEANFRONT SETTING, but also for the everyday luxury of being NEXT DOOR TO THE RITZ-CARLTON, WHERE DINING, BARS, SPA INDULGENCE, AND GOLF ARE JUST MOMENTS AWAY. Enjoy easy access to nearby bike paths, parks, and historic downtown Fernandina, while coming home to a WELL-MAINTAINED COMPLEX WITH NO PENDING ASSESSMENTS, an increasingly important distinction on Amelia Island. Also offering PROVEN INCOME POTENTIAL, this established vacation rental GENERATES APPROXIMATELY $150,000 ANNUALLY. PET FRIENDLY AND TURN-KEY, with the added convenience of an EXTERIOR STORAGE CLOSET, this is rare opportunity that lives as beautifully as it performs.

What to check on this one

  • Obtain condo milestone inspection report and SIRS compliance status from HOA.
  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Request 10 years condo financial records, reserve study, and any pending special assessments.
  • Confirm condo rental policy allows short-term vacation rentals and review lease transfer requirements.
  • Verify roof age and get 4-point inspection; confirm wind-mitigation inspection if over 25 years.
  • Review HOA documents for oceanfront-specific maintenance obligations and insurance requirements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$10,896/mo
Property tax (1.1% eff., Nassau Co.)$1,925/mo
Homeowners insurance (est.)$1,225/mo
HOA$2,200/mo
All-in monthly (est.)$16,246/mo

Loan $1,680,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CENTURY 21 MILLER ELITE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 1:40 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.