Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$630,000

55 PANTANO VISTA Way, St. Augustine, FL 32095

Palencia

Price
$630,000
Beds / Baths
5 / 3
Living area
2,666 sqft
Year built
2016
Type
Residential
Lot
0.45 ac
Garage
2
HOA
$12/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
173

$236/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 15% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautiful Palencia home on an oversized 0.45-acre lot with peaceful pond views! Built in 2016, this 5-bedroom, 3-bath home offers spacious rooms and privacy throughout. The welcoming entrance includes a dedicated office space, perfect for working from home. The spacious kitchen features a large island, gas cooktop, double ovens, pantry, and eat-in area, opening to bright living spaces ideal for entertaining. The primary suite on the main floor includes double sinks, soaking tub, separate shower, and walk-in closets. A private upstairs bedroom offers additional space for guests or family. Enjoy outdoor living from the screened patio overlooking the large fenced backyard and pond on a quiet street with excellent curb appeal. Located in the sought-after Palencia community with pools, tennis, pickleball, fitness center, parks, and trails.

What to check on this one

  • Verify exact flood zone designation and get elevation certificate if AE/VE
  • Confirm CDD bond payoff amount and remaining assessment years
  • Review Palencia HOA master docs, CC&Rs, and any pending special assessments
  • Inspect roof condition and get age verification (home is 10 years old)
  • Confirm gas line inspection and double-oven functionality with seller

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,269/mo
Property tax (1.1% eff., St. Johns Co.)$578/mo
Homeowners insurance (est.)$368/mo
HOA$12/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,394/mo

Loan $504,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated May 26, 2026, 2:40 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.