Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$155,000

8609 OAK LEAF Road, Jacksonville, FL 32208, Jacksonville, FL 32208

Harbor View

Price
$155,000
Beds / Baths
3 / 1
Living area
1,025 sqft
Year built
1961
Type
Residential
Lot
0.2 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
139

$151/sqft asking, vs a $116/sqft median across 744 closed sales in 32208 over the last 12 months — 30% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Charming home offers 3 bedrooms, 1 bath, living room and flex space that can used as a formal dining room, playroom or office. The bedrooms provide privacy and flexibility, while the common areas create a welcoming atmosphere. Enclosed lanai and large yard with plenty of space. Located in an established neighborhood, the property is close to shopping, dining, parks, and major roadways, making commuting throughout Jacksonville easy. This home presents a wonderful opportunity for families or investors.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if needed for insurance/financing.
  • Get roof inspection report—home is 65 years old, confirm age and condition for insurability.
  • Confirm plumbing type (polybutylene or cast-iron common in 1961)—replacement cost implications.
  • Request 4-point inspection (roof, HVAC, plumbing, electrical) required by most insurers on pre-1980 homes.
  • Verify HVAC age, capacity, and service history for a 1,025 sq-ft single-story.
  • Confirm no deed restrictions, easements, or title issues affecting investment/rental use.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$804/mo
Property tax (1.1% eff., Duval Co.)$142/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,238/mo

Loan $124,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HOUWZER, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 11:59 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.