$575,000
168 SAINT KITTS Loop, St. Augustine, FL 32092
Windward Ranch
- Price
- $575,000
- Beds / Baths
- 4 / 3
- Living area
- 2,612 sqft
- Year built
- 2015
- Type
- Residential
- Lot
- 0.21 ac
- Garage
- 3
- HOA
- $143/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 174
- Elementary
- Mill Creek Academy
- Middle
- Mill Creek Academy
- High school
- St. Augustine
$220/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 7% above the area's closed prices. Condition and lot vary; that's what a showing is for.
This spacious 4-bedroom, 3-bath home offers 2,612 sq ft of open living space in a gated community with NO CDD fees. You'll find luxury vinyl plank flooring throughout, abundant natural light, and a versatile flex space that can be used as a formal dining room, home office, or convert it to an additional bedroom.The heart of the home is the spacious kitchen featuring stainless steel appliances, natural gas cooktop, a reverse osmosis system, breakfast nook, and a huge eat-in center island perfect for gathering and entertaining. Two sets of sliding glass doors bring in tons of natural light and lead to a fully screened and pavered lanai overlooking peaceful pond views, with a fully fenced backyard for added privacy.The primary suite offers a spa-like bathroom with a walk-in shower, separate soaking tub, dual vanities, and a custom walk-in closet. Additional highlights include a 3-car garage, water softener, and a split floor plan.Enjoy the fantastic amenities, including a community pool, fitness center, pickleball courts, and putt-putt, all conveniently located near major highways, shopping, dining, and top-rated schools.
What to check on this one
- Verify flood zone designation and obtain elevation certificate for waterfront lot.
- Confirm HOA $143/mo covers what; request 12-month financials and reserve study.
- Get roof inspection report—built 2015, check for any prior damage/claims.
- Review HOA rental restrictions; confirm short-term-rental eligibility if relevant.
- Inspect reverse osmosis system, water softener, and natural gas cooktop maintenance history.
- Verify lanai and fencing permits on file with St. Johns County.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $460,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE. Data via realMLS (Northeast Florida MLS), updated Jul 30, 2026, 6:40 PM.
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