Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$699,000

3840 MICHAELS LANDING Circle E, Jacksonville, FL 32224, Jacksonville, FL 32224

Jax Golf & Cc

Price
$699,000
Beds / Baths
4 / 3
Living area
2,430 sqft
Year built
1997
Type
Residential
Lot
0.3 ac
Garage
2
HOA
$264/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
174
Elementary
Chets Creek
Middle
Kernan

Tucked along a tranquil lagoon inside the prestigious Jacksonville Golf & Country Club, this elegant waterfront residence offers a refined blend of comfort, space, and scenic beauty. This 4 bedroom, 3 bath home is thoughtfully designed for both everyday living and entertaining. The eat-in kitchen, complete with 42-inch cabinetry, a breakfast bar, and pantry, opens seamlessly into the inviting family room with wood-burning fireplace, creating a warm and comfortable gathering space. A formal dining room adds an elegant setting for hosting dinners and celebrations. The primary suite offers a private retreat with dual closets and a spacious en-suite bath featuring a soaking tub. Step outside to the screened lanai, where indoor and outdoor living blend effortlessly. Overlooking the water, this serene space is ideal for morning coffee, evening gatherings, or simply enjoying the quiet beauty of the surroundings. Just minutes from the beaches, dining, and shopping, A new roof in 2026 as well!

What to check on this one

  • Confirm new roof installation date, warranty details, and insurance carrier acceptance.
  • Obtain flood zone designation and elevation certificate for lagoon waterfront property.
  • Verify HOA $264/mo covers what; request 12-month financials and reserve study.
  • Request Jacksonville Golf & Country Club CC&Rs, deed restrictions, amenity access terms.
  • Inspect seawall/bulkhead condition; confirm maintenance responsibility and any pending repairs.
  • Verify septic system service history; confirm municipal sewer availability if applicable.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,627/mo
Property tax (1.1% eff., Duval Co.)$641/mo
Homeowners insurance (est.)$408/mo
HOA$264/mo
All-in monthly (est.)$4,940/mo

Loan $559,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 8:44 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.