Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$140,000

28494 VIEUX CARRE, Yulee, FL 32097

Watermans Bluff

Price
$140,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.22 ac
Garage
0
HOA
$158/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
175

One of the last remaining lake front sites in Waterman's Bluff is one of North Florida's hidden gems. Off the beaten path, this waterfront community borders Bells River, with deepwater access, and it's just minutes to Front Street in Fernandina Beach or Amelia Island for great Ocean adventures. A nature lovers dream, you'll find welcome shade in the canopy of century old oaks, refreshing saltwater breezes and tranquility from the daily grind. This spectacular community features 144 homesites with few remaining where you can build your dream home with your preferred builder. Nostalgic Southern Charm and character abound, as there are no cookie cutter homes or homesites here. You'll find front porches with cozy swings, sea inspired weather vanes, and coastal vernaculars with outdoor entertaining spaces and rear entry garages. Lot 137 overlooks Generals Park & Lake. Public water, sewer and underground utilities are already at the site.

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate for waterfront lot.
  • Verify HOA $158/mo covers what; request Waterman's Bluff CC&Rs and financials.
  • No CDD—confirm no future assessments and check Nassau County tax history.
  • Inspect public water/sewer hookup feasibility; verify utilities are truly site-ready.
  • Confirm builder restrictions, architectural guidelines, and timeline to build requirements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$726/mo
Property tax (1.1% eff., Nassau Co.)$128/mo
Homeowners insurance (est.)$292/mo
HOA$158/mo
All-in monthly (est.)$1,304/mo

Loan $112,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS PV. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 1:35 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.