$215,000
400 BAY Street 404, Jacksonville, FL 32202
The Plaza Condominium At Berkman
- Price
- $215,000
- Beds / Baths
- 2 / 2
- Living area
- 1,338 sqft
- Year built
- 2003
- Type
- Condo
- Lot
- —
- Garage
- 0
- HOA
- $1,173/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 160
Explore this condominium located on the fourth floor of the Berkman Plaza. This unit features a split floor plan with refinished wood floors, new interior paint, a living room with a fireplace, separate dining area, an open kitchen with stainless steel appliances and granite countertops, and rear patio views of downtown Jacksonville, Florida. This is a Fannie Mae HomePath property. First-time buyers, complete the HomePath Ready Buyer homeownership course on HomePath. Attach certificate to offer up to 3% closing cost assistance. Check HomePath for more details. Restrictions apply.
What to check on this one
- Obtain condo milestone/SIRS report — 23-year-old building needs structural reserve analysis.
- Review HOA declaration, bylaws, financial statements — $1173/mo baseline; verify special assessments.
- Confirm flood zone via FEMA map; request elevation certificate if AE/VE designated.
- Inspect roof age/condition — building roof typically shared; get HOA maintenance history.
- Verify condo insurance availability and cost — fourth-floor unit, older building.
- Check HomePath Ready Buyer course completion for up to 3% closing cost assistance.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $172,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CORE REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 6:01 PM.
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