Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$409,000

3042 BELLA COLLINA Way, Green Cove Springs, FL 32043

Bella Lago

Price
$409,000
Beds / Baths
3 / 3
Living area
2,273 sqft
Year built
2026
Type
Residential
Lot
Garage
3
HOA
$5/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
138

Lot 110 - The Saratoga floorplan with a charming Farmhouse elevation offers a perfect blend of spacious living and everyday comfort. At the center of the home, the expansive Great Room flows into a bright dining nook and a designer kitchen with a walk-in pantry, creating an ideal space for entertaining and daily living. Just off the main living area, a versatile flex room can serve as a home office, playroom, or cozy retreat. The private primary suite provides a relaxing escape with a large walk-in closet and a spa-inspired bath with dual vanities. Two additional bedrooms share a full bath, while Bedroom 3 also features its own walk-in closet. Enjoy outdoor living on the covered lanai, perfect for relaxing or gathering with guests. A convenient stop-and-drop area near the laundry room and spacious 3-car garage keeps everything organized. Located in Lakes at Bella Lago, residents enjoy scenic surroundings, resort-style amenities, and easy access to Northeast Florida.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if AE/VE zone applies.
  • Confirm CDD bond payoff amount and remaining assessment schedule.
  • Review HOA covenants for short-term rental restrictions or lease-back policies.
  • Inspect builder warranty coverage and transferability to next owner.
  • Request Lakes at Bella Lago amenity fees, rules, and reserves status.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,122/mo
Property tax (1.1% eff., Clay Co.)$375/mo
Homeowners insurance (est.)$292/mo
HOA$5/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,961/mo

Loan $327,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Jul 28, 2026, 6:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.