$425,000
986 STATE ROAD 20, Interlachen, FL 32148, Interlachen, FL 32148
Metes & Bounds
- Price
- $425,000
- Beds / Baths
- 1 / 2
- Living area
- 960 sqft
- Year built
- 1981
- Type
- Residential
- Lot
- 13.89 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 175
- Elementary
- Interlachen
- High school
- Interlachen
$443/sqft asking, vs a $135/sqft median across 107 closed sales in 32148 over the last 12 months — 229% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Live the lake life on beautiful Lake Ida! This one-of-a-kind property offers more than 4 usable acres, highway frontage, fenced pasture, and an impressive 380 feet of private lake frontage--giving you plenty of space, accessibility, and endless possibilities. The property includes a 960-square-foot main home with an open layout and peaceful lake views, a concrete-block garage with an attached carport, and a separate 1-bedroom, 1-bath guest house complete with its own kitchen and living area--ideal for guests, extended stays, or potential rental income. Step outside and enjoy boating, fishing, kayaking, and paddleboarding right from your backyard. The fenced pasture is currently home to a horse and goat, and the property also features an RV hookup and plenty of room for gardening, hobby farming, outdoor entertaining, or even a future second homesite. A property offering this combination of highway frontage, private lake frontage, pasture, acreage, and guest accommodations is a must see!
What to check on this one
- Confirm flood zone designation and obtain elevation certificate for Lake Ida waterfront.
- Verify roof age and get 4-point inspection; home is 45 years old.
- Review septic system capacity and maintenance records for main + guest house.
- Confirm guest house legal status as ADU; check rental income permissibility with Putnam County.
- Inspect well system and water quality; verify separate systems for each structure.
- Document RV hookup permits and any agricultural/pasture use restrictions or permits.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $340,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 3:21 PM.
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