$319,000
98 OARSMAN CROSSING Drive, St. Augustine, FL 32095, St. Augustine, FL 32095
Bridgewater
- Price
- $319,000
- Beds / Baths
- 2 / 3
- Living area
- 1,442 sqft
- Year built
- 2022
- Type
- Townhouse
- Lot
- —
- Garage
- 1
- HOA
- $66/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 177
- Elementary
- Lakeside Academy
- Middle
- Lakeside Academy
- High school
- Beachside
$221/sqft asking, vs a $213/sqft median across 153 closed sales in 32095 over the last 12 months — 4% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Beautiful and well-maintained townhome built in 2022, located in a desirable community in St. Augustine, FL. This spacious two-story home features 2 bedrooms, 2.5 bathrooms, and a 1-car garage. The open-concept floor plan boasts a modern kitchen with stainless steel appliances, a breakfast bar, and ample cabinet space, flowing seamlessly into the living and dining areas--perfect for entertaining. Upstairs, the primary suite includes a walk-in closet and private bath, along with a second bedroom and full bath. Notable updates include elegant crown molding throughout. Enjoy low-maintenance living in a prime location close to shopping, dining, I-95, and top-rated St. Johns County schools. Perfect for first-time buyers, downsizers, or investors. Move-in ready and waiting for you!
What to check on this one
- Verify actual flood zone designation—St. Johns County FEMA map required.
- Obtain CDD bond payoff amount and remaining assessment schedule.
- Confirm HOA $66/mo covers what; request 12-month reserve study.
- Review HOA rental restriction policy before investment purchase.
- Inspect roof documentation—2022 build should be under warranty.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $255,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 1, 2026, 6:17 PM.
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