Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$319,000

98 OARSMAN CROSSING Drive, St. Augustine, FL 32095, St. Augustine, FL 32095

Bridgewater

Price
$319,000
Beds / Baths
2 / 3
Living area
1,442 sqft
Year built
2022
Type
Townhouse
Lot
Garage
1
HOA
$66/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
177
Elementary
Lakeside Academy
Middle
Lakeside Academy
High school
Beachside

$221/sqft asking, vs a $213/sqft median across 153 closed sales in 32095 over the last 12 months — 4% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautiful and well-maintained townhome built in 2022, located in a desirable community in St. Augustine, FL. This spacious two-story home features 2 bedrooms, 2.5 bathrooms, and a 1-car garage. The open-concept floor plan boasts a modern kitchen with stainless steel appliances, a breakfast bar, and ample cabinet space, flowing seamlessly into the living and dining areas--perfect for entertaining. Upstairs, the primary suite includes a walk-in closet and private bath, along with a second bedroom and full bath. Notable updates include elegant crown molding throughout. Enjoy low-maintenance living in a prime location close to shopping, dining, I-95, and top-rated St. Johns County schools. Perfect for first-time buyers, downsizers, or investors. Move-in ready and waiting for you!

What to check on this one

  • Verify actual flood zone designation—St. Johns County FEMA map required.
  • Obtain CDD bond payoff amount and remaining assessment schedule.
  • Confirm HOA $66/mo covers what; request 12-month reserve study.
  • Review HOA rental restriction policy before investment purchase.
  • Inspect roof documentation—2022 build should be under warranty.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,655/mo
Property tax (1.1% eff., St. Johns Co.)$292/mo
Homeowners insurance (est.)$292/mo
HOA$66/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,472/mo

Loan $255,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 1, 2026, 6:17 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.