$315,000
101 BROWNING Avenue, Palatka, FL 32177
Baileyville
- Price
- $315,000
- Beds / Baths
- 4 / 3
- Living area
- 2,088 sqft
- Year built
- 1955
- Type
- Residential
- Lot
- 0.37 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 176
One-of-a-kind and full of character, this Mid-Century Modern-inspired home immediately commands your attention. Thoughtfully updated in 2023, with a metal roof installed in 2018 and a full re-plumb completed in 2025, this home offers the perfect blend of architectural charm and meaningful system upgrades. Drenched in natural light from oversized black-framed windows of every shape and size, the interior celebrates volume, texture, and design. The dramatic main living area features soaring 20-foot ceilings, a stunning balcony overlook, and a massive wood-burning brick fireplace--complete with a built-in wood box--creating the ultimate gathering and entertaining space, with a conveniently located half bath nearby.The primary suite is privately tucked beneath the balcony just off the main living area and features a modest yet stylish en-suite with a walk-in shower and double-sink vanity. Just down the hall, a dedicated office provides the perfect work-from-home retreat. The modern kitchen with gas range flows into a spacious dining room highlighted by a contemporary accent wall, while the walk-through laundry/mudroom adds everyday convenience. Upstairs, two large bedrooms are connected by a Jack-and-Jill bath, offering flexibility for family or guests. Outside, a wraparound concrete patio helps keep maintenance simple while extending your living and entertaining space outdoors. The covered rear patio is ideal for summer barbecues, and the spacious corner lot provides room for boats, trailers, and all your recreational toys. With well and septic service and no HOA, you'll enjoy both independence and functionality--all quietly located in the heart of Palatka just minutes from downtown, the riverfront, and Ravine Gardens State Park.
What to check on this one
- Verify 2025 re-plumb scope: did contractor replace all cast-iron drain lines or polybutylene supply lines?
- Confirm flood zone designation with Putnam County—obtain FEMA map and elevation certificate if in AE/VE.
- Request 2018 metal roof warranty documentation and confirm installation met Florida wind-mitigation standards.
- Obtain 4-point inspection report (roof, HVAC, plumbing, electrical) given 1955 build year and insurance requirements.
- Verify 2023 renovation permits filed with Putnam County—confirm scope matches listing claims.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $252,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of GREAT EXPECTATIONS REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 9, 2026, 9:10 PM.
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